Quite often, we approach a bank not knowing what to ask. Sometimes, we are just scared. However, as individuals wanted to charter our own financial success, we must learn to understand ALL the numbers.
In this excel document, you will be equipped with the information necessary to help master negotiations with the bank. Additionally, you will learn whether or not you truly can afford a mortgage.
As a personal view, I've seen cases where properties were closed on, only to re-appear on the market a month later. Sometimes this is directly related to us as individuals not knowing in great detail the financial aspect of a mortgage.
There is an accompanying video learning module on this should you need a walkthrough.